When it comes to money it’s hard to get confused when you start college. In my case it came as a scholarship. A giant pile of cash at the beginning of the term that was meant to pay for books and other college needs.
However, the money soon went to paying for a car repair, a new outfit, and my school supplies were forgotten about until about week three. By then, the money was almost gone and I could barely make it work.
So learning how to handle money is an important thing to learn in college. I wasn’t able to fall back on my parents or a credit card, which means I had to learn the hard way.
The first thing you should do is stay away from credit cards all together. If your parents gave you a card for emergencies, it’s important to realize that pizza and booze is not really an emergency. Plus, the card will be in your name which means it could determine the rest of your financial future, through your credit score. Credit cards have high interest rates and some even have annual fees, all ways for credit card companies to make money off of you.
Also, do not spend all your money at once. As I stated earlier, I had to learn this the hard way. It’s easy to spend all your money in the first two weeks and then realizing you have to eat ramen noodles every night.
Try to use your money wisely, perhaps set an amount aside that you can spend each week and stick to a budget. Sounds boring, but it’ll save your sanity.
If you want to save your money try buying your books online or from someone who took the class previously. Buying used books at the campus book store can be another way to go, but it’s not always cheaper so shop around. If you do buy books online make sure to get your orders in a few weeks before the term starts.
In college towns a lot of stores generally have a student discount, which can be helpful if you want to buy a new laptop, movie tickets or anything else you might want or need.
Check out this video to save even more money in college:
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